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Rates

Deposit Rates Loan Rates

Loan Rates
LoansAPR*TermMonthly Payment per $1000 APR*
SECURED LOANS (NEW/USED BOATS, REC VEHICLES, and TRAVEL TRAILERS)3.50%60
SECURED LOANS (new/used vehicles, and motorcycles)as low as 2.29%48as low as $14.75
CHRISTMAS LOAN (October 1st to January 31st seasonal)8.900%12$87.41
EDUCATION LOAN SPECIAL8.500%12$87.22
CONSUMER MERCHANDISE (Misc Household Items)as low as 5.99%48as low as $26.09
NEW RECREATIONAL VEHICLE (Motor Homes)6.500%72$16.82
OVERDRAFT PROTECTION16.000%12$90.73
REAL ESTATE ( Unimproved Property)as low as 4.750%144$9.13
 
REAL ESTATE (2nd Mortgage)as low as 4.750%96$6.47
SHARE SECURED (3% above share rate)-36-
SHARE SECURED (4% above share rate)-84-
SHARE SECURED (5% above share rate)-120-
SIGNATURE LOAN (Closed end as low as 8.9%60as low as $20.71
VISA CREDIT CARDas low as 9%n/a-
CERTIFICATE LOAN (3% above Certificate rate)0.00036-
CERTIFICATE LOAN (4% above Certificate rate)0.00084-
LINE OF CREDIT (Revolving Credit)as low as 9.5%60as low as $22.50
*APR = Annual percentage rate
** All loan applicants must qualify.

Rates and terms may be different as determined by the individual creditworthiness of each applicant.
All rates and terms are subject to change without notice.
The Annual Percentage Rate (APR) you receive will be based on your credit qualifications at the time of the loan.

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Welcome to LES Federal Credit Union

The mission of the LES Federal Credit Union is to provide maximum services to investors and borrowers alike, utilizing educated, professional, and loyal, personnel and volunteers, while maintaining a competitive risk free environment, still adhering to the credit union philosophy of "People Helping People", but always seeking new ideas for an innovative future.

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