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Rates

Deposit Rates Loan Rates

Effective as of: 6/26/2019
Loan Rates
LoansAPR* As Low AsTermMonthly Payment per $1000 APR*
SECURED LOANS (NEW/USED BOATS, REC VEHICLES, and TRAVEL TRAILERS)3.500%60$18.20
SECURED LOANS (new/used vehicles, and motorcycles)2.49%48$21.92
CHRISTMAS LOAN (October 1st to January 31st seasonal)8.900%12$87.41
EDUCATION LOAN SPECIAL8.500%12$87.22
CONSUMER MERCHANDISE (Misc Household Items)5.99%48$23.49
NEW RECREATIONAL VEHICLE (Motor Homes)6.500%72$16.82
OVERDRAFT PROTECTION16.000%12$90.73
REAL ESTATE ( Unimproved Property)4.750%144$9.13
 
REAL ESTATE (2nd Mortgage)4.750%96$12.55
SHARE SECURED (3% above share rate)-36-
SHARE SECURED (4% above share rate)-84-
SHARE SECURED (5% above share rate)-120-
SIGNATURE LOAN (Closed end 8.9%60$20.71
VISA CREDIT CARD9%n/a-
CERTIFICATE LOAN (3% above Certificate rate)-36-
CERTIFICATE LOAN (4% above Certificate rate)-84-
LINE OF CREDIT (Revolving Credit)9.5%60$21.01
*APR = Annual percentage rate
** All loan applicants must qualify.

Rates and terms may be different as determined by the individual creditworthiness of each applicant.
All rates and terms are subject to change without notice.
The Annual Percentage Rate (APR) you receive will be based on your credit qualifications at the time of the loan. LES Federal Credit Union membership is required.

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Welcome to LES Federal Credit Union

The mission of the LES Federal Credit Union is to provide maximum services to investors and borrowers alike, utilizing educated, professional, and loyal, personnel and volunteers, while maintaining a competitive risk free environment, still adhering to the credit union philosophy of "People Helping People", but always seeking new ideas for an innovative future.

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