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Rates
| Deposit Rates | |||
| Shares, Share Drafts | Quarterly Dividend Rate | APY* | |
| Regular Shares (Savings) Min Bal required $100 – above | .15 | .17 | |
| Share Draft (Checking) Min Bal required $1,500 – above | .15 | .17 | |
| Christmas** | .15 | .17 | |
| *APY = Annual Percentage Yield **A penalty may be imposed for early withdrawal or early closure. Fees could reduce the earnings on any account. | |||
| Term Share Certificates | Dividend Rate | APY* | Term |
| 6 month Share Certificate Minimum $1,000 to earn Dividends Pd at Maturity | .60 | .42 | 6 |
| 1 year Share Certificate Minimum $1,000 to earn Dividends Pd at Maturity | .90 | .57 | 12 |
| 1 year Share Certificate Minimum $50,000 to earn Dividends Pd at Maturity | 1.00 | .57 | 12 |
| 1 year IRA | 1.00 | .62 | 12 |
| 1 year Roth IRA | 1.00 | .62 | 12 |
| 1 year Education IRA | 1.00 | .62 | 12 |
| *APY= Annual Percentage Yield There may be a penalty for early withdrawal. Fees could reduce the earnings on any account. | |||
