Skip to Main Content

LESFCU's New Core Data Processing System Update!

IMPORTANT DATES & SERVICE AVAILABILITY

FRIDAY, OCTOBER 2, 2026 – OPENING Both LESFCU locations will RE-OPEN at 10:00 AM. Online & Mobile Banking, Bill Pay & 24/7 Automated Teller access will be available. Credit Union Shared Branching access will remain unavailable until Monday, October 5, 2026.

ForNotice for members with Payroll Deductions and/or Loan Payments  and Home Banking Transaction History Note! 

    For Payroll Deductions/Loan Payments: Please ensure your Loan Payments have been deducted and/or your Payroll Deductions have been transferred before withdrawing funds, as to prevent overdrawing your account.

  Home Banking Transaction History Notice: Transaction history in Home Banking may currently display as "Share Draft", and not it's true description (i.e. Debit Card, Transfer, etc.). This will not affect your account balance, available funds, or transaction processing. We are working to resolve this issue and appreciate your patience.

Thank you again for your patience as we upgrade our systems!

  Payroll Deductions/Loan Payments: Please ensure your Loan Payments have been deducted and/or your Payroll Deductions have been transferred before withdrawing funds, as to prevent overdrawing your account.

Home Banking Transaction History Notice: Transaction history in Home Banking may currently display as "Share Draft", and not it's true description (i.e. Debit Card, Transfer, etc.). This will not affect your account balance, available funds, or transaction processing. We are working to resolve this issue and appreciate your patience.

 

Thank you again for your patience as we upgrade our systems!

Loan Fees

CONSUMER LOAN FEES
New Car Cost Guide service NADA.COM
Loan application processing fee
(plus notary fee (if applicable))		 $15.00 per new or refinance
Loan processing transfer collateral title N/A
Loan processing for consolidation loan N/A
Cash Advance on Revolving Credit Loan No Charge
Temporary License Plate $4.00
GAP Insurance $695.00
ELT (Electronic Title) Fee $4.75
Pay Day Loan Application Fee (Credit Rebuilder) $20.00
Extension Agreement N/A
Late Fees (after 10 day grace period) 20% of int due-min $10 max $25
Skip-A-Payment Fee $25 per loan
Research Loan History $20 per hour
Visa Credit and Debit Card Fees
Annual Fee None
Late Fee 20% of int due-max of 25%
Cash Advance (Other Financial Institution Card) $5.00
Re-issue PIN $3.00 per pin change
Re-issue lost or stolen cards $10.00 per card
Expedited Shipping for Replacement Card $30.00
MORTGAGE LOAN FEES
Real Estate Processing Fee $750 Effective 10/1/2020
Real Estate Late Fee 5% of Interest due-min of $25

Christmas Loan

Christmas Loan

Auto Flyer

Auto Flyer

Convenience

CU24 CO-OP Find an ATM

Welcome to LES Federal Credit Union

The mission of the LES Federal Credit Union is to provide maximum services to investors and borrowers alike, utilizing educated, professional, and loyal, personnel and volunteers, while maintaining a competitive risk free environment, still adhering to the credit union philosophy of "People Helping People", but always seeking new ideas for an innovative future.

Financial Tools

Who can join the Credit Union

Anyone who lives, works, worships, or attends school in East Baton Rouge, West Baton Rouge, Ascension, East Feliciana, West Feliciana, Iberville, Livingston, Pointe Coupee, or St. Helena Parishes . Once a member, any relative or family member can join your credit union.

THIRD PARTY SITE DISCLAIMER
By accessing the noted link you will be leaving LES FCU website and entering our website hosted by another party. We encourage you to read and evaluate all the policies of the site you are entering.
CLICK OK TO CONTINUE OR CANCEL TO ABORT

Continue Cancel
Top