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Deposit Rates

Shares, Share Drafts & Club Accounts Quarterly Dividend Rate APY*
Regular Shares (Savings) Min Bal required $100 – above .15 .17
Share Draft (Checking) Min Bal required $1,500 – above .15 .17
Christmas** & Vacation Club Savings (Max Balance $5,000) .15 .17

*APY = Annual Percentage Yield
**A penalty may be imposed for early withdrawal or early closure.
Fees could reduce the earnings on any account.

Term Share Certificates Dividend Rate APY* Term
6 month Share Certificate  Minimum $1,000  to earn Dividends Pd at Maturity .60 .42 6
1 year Share Certificate Minimum $1,000  to earn Dividends Pd at Maturity .90 .57 12
1 year Share Certificate  Minimum $50,000 to earn Dividends Pd at Maturity 1.00 .57 12
1 year IRA 1.00 .62 12
1 year Roth IRA 1.00 .62 12
1 year Education IRA 1.00 .62 12

*APY= Annual Percentage Yield
There may be a penalty for early withdrawal.
Fees could reduce the earnings on any account.

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Welcome to LES Federal Credit Union

The mission of the LES Federal Credit Union is to provide maximum services to investors and borrowers alike, utilizing educated, professional, and loyal, personnel and volunteers, while maintaining a competitive risk free environment, still adhering to the credit union philosophy of "People Helping People", but always seeking new ideas for an innovative future.

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