Deposit Rates

 

Shares, Share Drafts & Club Accounts

Quarterly Dividend Rate

APY*

Regular Shares (Savings) Min Bal required $100 – above .15 .17
Share Draft (Checking) Min Bal required $1,500 – above .15 .17
Christmas** & Vacation Club Savings (Max Balance $5,000) .15 .17

*APY = Annual Percentage Yield
**A penalty may be imposed for early withdrawal or early closure.

Fees could reduce the earnings on any account.

 

 

Term Share Certificates

Dividend Rate

APY*

Term

6 month Share Certificate  Minimum $1,000  to earn Dividends Pd at Maturity .60 .42 6
1 year Share Certificate Minimum $1,000  to earn Dividends Pd at Maturity .90 .57 12
1 year Share Certificate  Minimum $50,000 to earn Dividends Pd at Maturity 1.00 .57 12
1 year IRA 1.00 .62 12
1 year Roth IRA 1.00 .62 12
1 year Education IRA 1.00 .62 12

*APY= Annual Percentage Yield
There may be a penalty for early withdrawal.
Fees could reduce the earnings on any account.