Rates

Rates

Loans | Savings | Certificates

Rates subject to change without notification.

Loans	APR*	Term	Mo. Pmt. per $1000 APR*
SECURED LOANS (new/used vehicles, boats, mtrcyc, & other rec vehicles) (*based on credit score & other criteria)	as low as 4.9%	n/a	as low as $16.07	Calculator
CHRISTMAS LOAN (10-01-09*01-31-10)	8.900	12	$87.41	Calculator
EDUCATION LOAN SPECIAL	8.500	12	$87.22	Calculator
CONSUMER MERCHANDISE (Misc Household Items)	as low as 11.5%	48	as low as $26.09	Calculator
NEW RECREATIONAL VEHICLE (motorhomes)	8.000	72	$17.53	Calculator
NEW RECREATIONAL VEHICLE (motorhomes)	8.750	96	$14.52	Calculator
NEW RECREATIONAL VEHICLE (motorhomes)	9.750	120	$13.08	Calculator
NEW RECREATIONAL VEHICLE (motorhomes)	10.000	144	$11.95	Calculator
OVERDRAFT PROTECTION	16.000	12	$90.73	Calculator
REAL ESTATE ( Unimproved Property) *Call CU for Application	as low as 4.750	144	$9.13	Calculator
REAL ESTATE (1st Mortgage) *Call CU for Application	as low as 4.750	180	$7.79	Calculator
REAL ESTATE (2nd Mortgage) *Call CU for Application	as low as 4.750	180	$7.79	Calculator
SHARE SECURED (3 percent above share rate)	---	36	---	Calculator
SHARE SECURED (4 percent above share rate)	---	84	---	Calculator
SHARE SECURED (5 percent above share rate)	---	120	---	Calculator
SIGNATURE LOAN (Closed end & Single Payment)	as low as 9.5%	60	as low as $22.50	Calculator
VISA CREDIT CARD	as low as 9%	n/a	---	Calculator
NEW RECREATIONAL VEHICLE (motorhomes)	8.750	96	$14.52	Calculator
CERTIFICATE LOAN (3% above Certificate rate)	0.000	36	---	Calculator
CERTIFICATE LOAN (4% above Certificate rate)	0.000	84	---	Calculator
LINE OF CREDIT (Revolving Credit)	as low as 9.5%	60	as low as $22.50	Calculator

APR = Annual Percentage Rate

** All loan applicants must qualify.
Rates/terms are based on applicants credit profile.
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Rates subject to change.

Savings	Dividend Rate	APY*	Term
Regular Shares $100 - $4,999	.50	.57	3
Regular Shares $5,000 - above	.75	.77	3
Share Draft (Checking) $1,500 - above	.75	.77	3
Christmas & Vacation Club Savings	.50	.57	3

APY = Annual Percentage Yield
Fees could reduce the earnings on any account.

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Rates subject to change.

Term Share Certificates	Dividend Rate	APY*	Term
6 month Share Certificate Minimum $1,000 to earn Dividends Pd at Maturity	1.45	1.47	6
1 year Share Certificate Minimum $1,000 to earn Dividends Pd at Maturity	1.85	1.87	12
1 year Share Certificate Minimum $50,000 to earn Dividends Pd at Maturity	2.05	2.07	12
1 year IRA	2.05	2.07	12
1 year Roth IRA	2.05	2.07	12
1 year Education IRA	2.05	2.07	12

APY= Annual Percentage Yield
There may be a penalty for early withdrawal.
Fees could reduce the earnings on any account.

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