LES Federal Credit Union

Welcome to LES Federal Credit Union!

Member Discounts

As a member, you already have access to exclusive discounts from Dell through Invest in America. Now, for a limited time only, you can take advantage of additional savings on electronics and accessories from Dell. Simply click here to visit the Dell Credit Union Member Discount page, copy the appropriate discount codes and apply them at checkout. It’s that easy.

Whether you’re completing a gift package or just want to upgrade your current system, you can save an additional 10% on Dell-branded accessories and an additional 5% on non-Dell-branded accessories.

Or, maybe you’ll be entertaining this season and want to impress your family and friends with that new flat screen TV you’ve been keeping your eye on. No need to go to the big box stores, Dell carries all the major brands and you can save an additional 2% on select TV’s.

LES Federal Credit Union and Invest in America want to help you save. So hurry, the holidays are upon us and these extra savings won’t last long!

Help For The Holidays

Santa has his elves to help him get ready for the holidays. If no one with pointy ears has arrived at your door, don't despair. Come to the LES Federal Credit Union instead. With a holiday loan from the credit union, you can be of good cheer at the same time you take control of your spending. Start by planning your spending. Will you send greeting cards? Do you need to ship packages? Are you hosting a big get-together? Do you need or want new decorations? How much do you plan to spend on gifts for family, friends, or colleagues? After you've tallied your costs, consider whether you need to economize. For example, can you send electronic greetings instead of cards, host a brunch instead of dinner or draw names instead of buying gifts for everyone? Once you have an estimate of your expenses, see the credit union about a holiday loan. With your loan proceeds, you can pay cash instead of relying on credit cards, saving you money two ways. For one, financial experts report that people who pay with cash consistently spend less than those who pay with a credit card. Secondly, you won't be stuck with a stack of high interest rate charge card bills in January. Make the holidays the most wonderful time of the year with a loan from the credit union.

Get Ready To Motor with a Vehicle Loan From LES Federal Credit Union

Click to fill out an application and get pre-approved today!

Summer road trips are just around the corner. So if your clunker limped and lurched through the winter, it's time to stop by the credit union to pre-qualify for a vehicle loan. With a pre-approved loan, you're free to shop for the car that suits your needs. You won't be limited to the “specials” being offered - usually the slow-selling models the dealership wants off the lot and out of its inventory. Use the online tools at www.edmunds.com or www.nadaguides.com to determine which vehicle is a good match for your driving habits. Consider whether you need to buy new or whether a car that's new-to-you will serve the purpose. Then when you're ready for your test drives, visit the credit union. With your financing dealt with, you're in the driver's seat. Just don't reveal how you're paying for the car until the deal is struck. Financing is a dealer profit center so you may pay more for something else if the salesperson knows you have a credit union loan. Rates as low as 2.99% Annual Percentage Rate (APR), with no payments for 60 days on new or used autos, tractors, boats, jet ski's, ATVs, or travel trailers. Refinance a car, truck, ATV, or RV from another institution and get .25% off of your approved interest rate! This offer includes no payment for 60 days. Stop by, call, or click here to fill out an application today!

Whatever Your Needs, We Have The Right Loan For You

LES Federal Credit Union realizes that most members have wants and needs that go beyond their immediate ability to pay for them. Whatever your needs, the credit union has the right loan for you. It always seems easiest to put these large purchases on a credit card. "Charge it" seems to have become our national response to perking ourselves up when we feel we deserve something special. But credit cards aren't always the best way to go. Sometimes, it makes more sense to go with a signature loan or a secured loan. With the right type of loan matched to what you're buying, your credit union can save you hundreds, and even thousands, of dollars in interest and fees.

So take a look around you. What do you want or need? Make a list, then prioritize it. Then stop by, call or apply online and let us help you turn that list into reality with the right loan.

Important Disclosure Regarding Deposit Inurance on Noninterest-bearing Transaction Accounts


	Today is