Products/Services
Products/Services










L.E.S. Federal Credit Union strives to provide our members with a wide variety of products and services offered free or low-cost. Our goal is to be your primary financial institution and as such we are determined to bring you the very best in services.
 
As a member, you can enjoy the following products and services:
 
Deposit Accounts
 
Share Savings Accounts
  • Minimum balance required is $25.00 to establish membership
  • Automatic drafts accepted
  • Dividends paid quarterly
 
Share Draft (Checking) Accounts
  • No minimum balance and no service charge
  • Overdraft protection available
  • Automatic drafts accepted
  • Debit cards available upon approval
  • Dividends paid quarterly
 
Christmas Club Accounts
  • Check issued in October
  • Dividends paid quarterly
 
Term Share Certificates
  • Minimum deposit of $1,000
  • Six or Twelve month terms
  • Dividends paid monthly or at maturity
 
Individual Retirement Accounts
  • Various Types Available
  • Minimum deposit of $500
  • One year term
  • No maintenance fees
  • Dividends paid at maturity
 
*** Payroll Deduction Or Direct Deposits Are Available On All Accounts.
 
Loan Program:
  • New & Used Vehicles
  • Classic Vehicles
  • New & Used Motorcycles
  • New & Used All Terrain Vehicles
  • *Jet ski & 4 wheeler
  • New & Used Boats
  • New & Used Tractors
  • New & Used Recreational Vehicles
  • *Motor homes & Travel trailers
  • New & Used Mobile Homes
  • Real Estate
    • First and Second Mortgages
    • *Unimproved land
  • Personal Computer
  • Air Conditioning & Home Heating
  • Signature
  • Special (short term repayment)
  • Closed end
  • Single repayment
  • Co-endorser
  • Line Of Credit
  • Revolving Credit Line
  • VISA Credit Card (No annual fee)
  • Overdraft Protection
  • Share Secured
  • Certificate Of Deposit
  • Education (Tuition)
  • Consolidation
  • Miscellaneous
  • Consumer Merchandise not elsewhere classified

Additional Loans Products/Services:
  • Payroll Deduction Or Automatic Payments
  • Financial Counseling
  • Credit Report Analysis
  • Debt Management
  • Low Cost Insurance Programs
  • Credit Disability & Life
  • Vehicle Extended Warranties
  • Nada Book Value Quotes
  • New Vehicle Cost Guides
Additional Convenient Products/Services:
  • L.E.S. Friendly 24-Hour Teller
  • Internet Banking
  • Bill Pay
  • U.S. Postage Stamps
  • American Express Traveler’s Cheques & Gift Cheques
  • Official Checks
  • Discount Six Flags Tickets
  • U.S. Savings Bonds
  • Money Orders
  • Numerous Service Center Locations
  • 800 Telephone Number
  • All Types Of Direct Deposits Accepted
 

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